Professional Management : They are more qualified in their field than you.
Liquidity : whenever you need of money, you can redeem fund within a short period .
Diversification : Mutual Fund spread out your money over different companies and/or different types of assets.
Low Investment : you can start investing in Mutual Funds with as little as Rs 100
Lower costs : you get full credit of your investment, no expenses are directly deducted from your investment.
Transparency: Data related with your investment easily available on web.
Systematic Investment Plans (SIPs) : SIPs make it simple to invest regularly in a mutual fund with as little as Rs 100 a month. Once you register your bank mandate with an online platform, just set up a SIP with any amount you are comfortable with on any date of the month in a Mutual Fund of your choice. The money is automatically debited a day or two before that day every month and invested in that scheme so your investment habit gets regularized.
Comparatively higher return on investment : As compared to FDs , mutual funds give you higher return because they give you inflation adjusted returns.
Tax Benefits : ELSS (i.e. Tax saver mutual fund) provide you an option that save you income tax outflow.
Easy to understand & Monitoring : As a investor you just need to approach a AMFI registered mutual fund distributor in india and tell them your requirement and need then he will guide you and support you in making investment in right mutual fund.